Point of sale financing
The financing layer for home repairs.
Quilt turns any home repair quote into an instant financing offer. Ninety seconds to a decision. Next day payout.
For the jobs that are too big to put on a card and too urgent to wait on a HELOC.
$25K to $75K
Job size
90 seconds
Decision time
Next day
Payout
$0
Cost to offer
Who Quilt is for
One truck or twelve crews.
Owner operator
You are the one at the kitchen table
Show financing from your phone on the same visit you write the estimate. No portal to log into and no rep to call first. The whole thing lives in a link you can text.
Multi crew
Your sales team offers it without you
Every estimator gets their own link, so financing gets offered on every job instead of only the ones you run. You see which jobs closed with it. Payouts land in one account.
Why Quilt
Financing that fits the way you sell.
Four things that are different from every other option on your estimate.
01
Built for the $25,000 job
Unsecured lenders are designed around a few thousand dollars and get thin above twenty five thousand. Quilt starts where they stop.
02
A decision on the driveway
Soft pull, ninety seconds, no impact to your customer's credit. Not a callback tomorrow afternoon.
03
You carry no risk
You are paid in full when the job is complete. The loan sits with the originating bank, not with you.
04
Nothing to install
No software, no monthly fee, no minimum volume. A link and a QR code you use from the phone in your pocket.
The problem
Nobody has $28,400 sitting around.
The roof does not wait for a HELOC to close. So the job gets shrunk, delayed, or lost.
What happens today
What happens with Quilt
How it works
From quote to funded without leaving the job.
01
You send the estimate
Build the quote you already build, then add a financing offer to it.
02
They get a text with a link
One tap on their phone. No app, no account, no paperwork.
03
They pick a monthly payment
Soft pull, ninety seconds, real offers. Their score is untouched.
04
You get paid in full
Mark the job complete. Funds land the next business day.
Show them the monthly
The number your customer actually says yes to.
Nobody signs a $28,400 roof. They sign a monthly payment. Move the sliders the way you would move them at the kitchen table.
Repair type
Loan amount
$28,400
Loan term
Est. monthly payment
$471.33
This estimator uses a 9.99% sample rate for illustration only. Actual rates depend on the borrower's credit profile and the bank partner's terms. This is not a quote or an offer of credit.
Get early access.
Quilt is onboarding its first contractors now. Early partners help shape how the product works and get preferred pricing.
No monthly fee, no software to install, and no minimum volume.
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